FinTech and AI Engineering and Leadership

Choose a delivery team for a defined technical problem, or a fractional and interim CTO to own the wider engineering decisions.

Senior engineering and leadership engagements start at $200 USD/hour. See scope and pricing.

Production AI Engineering

Take an AI feature from a working prototype to a supported product: data access, evaluation, application integration and controlled rollout.

Key Benefits

  • An evaluation set tied to the workflow customers are buying
  • Retrieval and tool access that respect customer permissions
  • Failure handling, tracing and cost measurement
  • A release plan with rollback and engineering handover
Learn more about Production AI Engineering

Fractional CTO & Technical Leadership

Both strategic guidance and hands-on technical leadership for FinTech companies looking to scale. We bring decades of experience in payments, banking, and financial services.

Key Benefits

  • Hands-on technical leadership and implementation guidance
  • Payment systems architecture and optimization
  • Banking integration strategy and execution
  • Technical due diligence for FinTech M&A
  • Development team building and mentorship

Domain Expertise

Payment ProcessingBanking Core SystemsCard IssuingKYC/AMLFraud Prevention
Learn more about Fractional CTO & Technical Leadership

Payment Systems & Banking Infrastructure

End-to-end payment and banking solutions implementation with deep expertise in modern financial infrastructure.

Key Benefits

  • Payment gateway integration and optimization
  • Card issuing platform development
  • Banking core system integration
  • Real-time payment processing systems
  • Fraud detection and prevention systems

Domain Expertise

ACH/WireCard NetworksOpen BankingDigital WalletsCross-border Payments
Learn more about Payment Systems & Banking Infrastructure

Model Risk & ML in Production

Senior engineering ownership for machine learning that works in a notebook and not in production: deployment path, monitoring against realized outcomes, and the validation evidence a sponsor bank or examiner asks for.

Key Benefits

  • Model inventory with owners, risk tiers, and validation dates
  • Validation packages a reviewer can follow unaided
  • Reproducible training and staged production rollout
  • Drift and outcomes monitoring tied to revalidation triggers
  • Change control, so a model change is not a silent policy change

Domain Expertise

Model Risk ManagementModel Validation EvidenceMLOpsOutcomes AnalysisAI Governance
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Agent Evaluation & RL Environments

Engineering ownership for AI evaluation: containerized task environments with reference solutions, automated graders hardened against reward hacking, pass-rate calibration, and a rubric two reviewers agree on.

Key Benefits

  • Containerized task environments with reference solutions
  • Automated graders, plus the adversarial pass that tries to break them
  • Rollout-based pass-rate calibration to a band that discriminates
  • Rubric-based readiness scoring, so QA does not depend on the reviewer
  • A harness that stays valid across model swaps and versions

Domain Expertise

Agent EvaluationRL EnvironmentsAutomated GradersAdversarial QALLMOps
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FinTech AI/ML Solutions

Custom AI and machine learning solutions specifically designed for financial services, from fraud detection to personalized banking.

Key Benefits

  • AI-powered fraud detection systems
  • Personalized banking recommendations
  • Credit risk assessment models
  • Transaction anomaly detection
  • Customer service automation with LLMs

Domain Expertise

Fraud AnalyticsRisk ModelingNLPPredictive AnalyticsLLM Integration
Learn more about FinTech AI/ML Solutions

FinTech Security & Compliance

Comprehensive security and compliance solutions specifically tailored for financial institutions and FinTech startups.

Key Benefits

  • PCI DSS compliance implementation
  • Banking regulation compliance (SOC 2, ISO 27001)
  • Secure payment data handling
  • Third-party risk management
  • Security architecture for financial systems

Domain Expertise

PCI DSSSOC 2GDPRKYC/AMLISO 27001
Learn more about FinTech Security & Compliance

Digital Banking & BaaS Solutions

Modern digital banking infrastructure and Banking-as-a-Service integrations for non-bank FinTechs launching banking products.

Key Benefits

  • Digital banking platform development
  • Core banking system integration
  • Mobile banking solutions
  • Open banking API development
  • Banking-as-a-Service implementation

Domain Expertise

Core BankingMobile BankingOpen BankingBaaSDigital Onboarding
Learn more about Digital Banking & BaaS Solutions

FinTech Infrastructure Modernization

Transform legacy financial systems into modern, scalable architectures that enable innovation and growth.

Key Benefits

  • Legacy system modernization
  • Cloud migration for financial systems
  • API-first banking architecture
  • Microservices transformation
  • Real-time financial data processing

Domain Expertise

System IntegrationAPI DesignEvent ProcessingData MigrationCloud Architecture
Learn more about FinTech Infrastructure Modernization

FedNow & RTP Integration

Real-time payments integration for FinTechs - ISO 20022 message handling, sponsor-bank certification, sub-second fraud decisioning, and 24/7 operational architecture.

Key Benefits

  • FedNow Service and RTP via TCH integration
  • ISO 20022 message handling and state machines
  • Real-time fraud and AML controls
  • 24/7/365 settlement and reconciliation
  • Cross-rail orchestration (FedNow / RTP / Same-Day ACH / wire)

Domain Expertise

FedNowRTP / TCHISO 20022Real-time FraudCanadian RTR
Learn more about FedNow & RTP Integration

Buying on behalf of a client

Agencies, consultancies and primes engage us as a named delivery partner on regulated payments and production AI work, under their contract and inside their client relationship. How the commercial side works, the engagement shapes and what we can supply for procurement are set out separately. Wholesale rates and current insurance status come on request.

See partner terms
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